THE BAY AREA'S BUYERS GUIDE
It is said that buying a home “is one of the most stressful times in a person’s life”. However, with good representation and a team to back you, it can be a very rewarding accomplishment.
Below we will share a few helpful tips to get you started in your home search. Know that we are here for you at any time!
TIPS TO CHOOSING A REAL ESTATE AGENT
Below are the top items to consider when choosing your realtor:
Why Should You Choose Us?
TIPS TO CHOOSING A LENDER OR MORTGAGE BROKER
In today’s real estate market, it is extremely important to do your home work when choosing your lender. Just as your realtor, your lender should be knowledgeable in the local market, responsive, experienced and most importantly... you need to trust your lender.
Why Does Your Lender Need To Be Local?
There are many benefits to working with a local lender. Below are the top reasons to choose a local lender.
Response Time Is Crucial
A responsive lender is crucial to not only getting your offer accepted, but also having a smooth and successful close of escrow.
Experience. Experience. Experience
The number one reason why deals fall out of escrow in today’s market is due to problems with the loan. There are so many unforeseen issues that can pop up during an escrow process. Experienced lenders know how to work thru these issues and sometimes pull strings without jeopardizing the loan.
You Need to be Able To Trust Your Lender
Just as your realtor, it is important that you trust your lender. You want to know that he/she is looking out for your best interest, finding you the best rate and advising you appropriately. Same as realtors, there are many “hungry” lenders out there in today’s economy. Do your research to make sure you find the best fit.
Feel free to email us for a small list of recommended, local and proven lenders. Note, we do not get any type of “cut back” or referral fee from the lenders. We only know that these individuals are experienced, responsive, and work with many of our buyers - they always get the job done at competitive rates!
BREAKING DOWN THE HOME BUYING PROCESS
Finding the perfect home can be challenging, especially in today’s Bay Area market - a market that is changing right in front of us. What was once a buyer’s market is now becoming quite competitive with limited inventory. This is not to say you won’t find your dream home. It just means, now more than ever, you need a strong team backing you and you yourself need to be proactive in the search, familiarize yourself with the inventory and be prepared to make some compromises.
Below we will discuss the following:
Steps To Prepare Yourself For Buying A Home
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Information deemed reliable but not guaranteed. Listings are subject to errors, omissions, changes in price, prior sale, rental, and withdrawal without notice.
Square footages are approximate and may be verified by consulting a professional architect or engineer.